Relationship-driven private lending

Asset-based funding for serious real estate investors.

Built by active real estate investors, ROI Lending LLC funds fix-and-flip, rental, and value-add projects with a straightforward process focused on the strength of the deal.

ROI Lending logo

Key underwriting points

100% asset-based focus

0 credit checks required

0 income verification required

A capital partner built for real estate investors.

ROI Lending LLC is a relationship-driven private lending company built by active real estate investors who understand what it takes to get deals done. We specialize in asset-based lending for fix-and-flip, rental, and value-add projects, focusing on the strength of the deal rather than the borrower's background alone.

Our process is straightforward and efficient. When the numbers make sense, we move quickly to provide funding for purchase and rehab, often up to 100% of project costs within our lending parameters. We partner closely with borrowers from day one, helping analyze deals, validate ARV, and stress-test exit strategies so every project is positioned for success.

How we help from day one

01

Review the deal

We look at the property, scope, numbers, and exit plan to understand whether the project is set up to perform.

02

Validate the assumptions

We help pressure-test ARV, timelines, rehab budgets, and execution risks before capital goes out.

03

Fund with clarity

When the deal makes sense within our parameters, we move quickly and communicate clearly through closing and draws.

What borrowers say after the deal closes

A few notes from investors who value speed, clarity, and a lending partner who understands how real projects move.

Ready to fund a deal?

We want to help. Fill out the short form or email our team directly to start the conversation.

Cody Schroeder

Owner

Cody@roigroup.net

David Cruz

Operations

David@roigroup.net